Monthly Archives: March 2022

Doyle Dennis Avery LLP Trial Lawyers has filed suit against AFLAC (American Family Life Assurance Company of Columbus) alleging breach of contract, violation of the duty of good faith and fair dealing, violation of the Texas Insurance Code, violation of the Texas Deceptive Trade Practices Act (DTPA), and fraud arising from the wrongful denial of disability benefits owed under an AFLAC Cancer Policy.

AFLAC’s policy required it to pay benefits if Doyle Dennis Avery LLP ’s Client was diagnosed with cancer or an associated cancerous condition after an initial 30-day waiting period.  However, when she was diagnosed with cancer, AFLAC refused to pay her claim.  AFLAC claimed that Doyle Dennis Avery LLP ’s Client was suffering from a pre-existing condition, even though no medical or other evidence supported the denial.

Unfortunately, AFLAC continued its denial even after the Plaintiff’s doctors provided medical documentation stating that the non-cancerous prior condition was in no way linked to – or a proper reason for – claiming that Doyle Dennis Avery LLP ’s Client had preexisting cancer.

The result of the denial has created an impact on the Plaintiff’s medical situation, including causing delay in surgical treatment and significant financial harm.  As a result, Doyle Dennis Avery LLP is seeking unpaid medical and income benefits; emotional, financial, and physical damages caused by the delay in payment of benefits; attorneys’ fees, punitive damages, and treble damages under Texas law.

Doyle Dennis Avery LLP is honored to represent this client in her fight against an insurance company who has refused to pay benefits owed under a disability or cancer policy. Contact us today if you or someone you know has had their claim for cancer or disability benefits denied by AFLAC or another insurer.

Doyle Dennis Avery LLP Trial Lawyers has filed suit against UNUM Life Insurance Company and the UNUM Group (“UNUM”) alleging violations of the Texas Insurance Code, the Deceptive Trade Practices Act (“DTPA”), fraud, and breach of the duty of good faith and fair dealing by wrongfully denying its insured’s disability claim. 

UNUM was responsible for handling the payment of disability benefits after a 2013 aggravation of Post-Traumatic Stress Disorder (“PTSD”).  The suit alleges that UNUM ignored medical records from multiple treating physicians demonstrating the severity of the disability, and instead would only consider the opinions of a physician that UNUM hired to offer opinions on whether Doyle Dennis Avery LLP ’s Client was qualified for disability under the policy.

Doyle Dennis Avery LLP ’s Client had no choice but to hire a lawyer to represent him in assisting to require the insurance company to pay its owed benefits.  Unfortunately, because of the lengthy delay in payment of benefits and eventual denial, Doyle Dennis Avery LLP ’s client suffered from pain and suffering, financial turmoil, and mental anguish.

Doyle Dennis Avery LLP focuses its practice on representing disabled workers who are injured due to the wrongful conduct of workers’ compensation insurers, long term and short term disability insurers, and health insurers. If you or someone you know has suffered as a result of bad faith conduct by an insurance carrier, contact us

Doyle Dennis Avery LLP Trial Lawyers has filed suit against the Paul Revere Life Insurance Company and the UNUM Group (“UNUM”) alleging violations of the Texas Insurance Code, the Deceptive Trade Practices Act, fraud, and breach of the duty of good faith and fair dealing due to its wrongful handling of Doyle Dennis Avery LLP Client’s disability insurance claim.

UNUM was responsible for handling Doyle Dennis Avery LLP Client’s disability benefits that he bought privately in order to protect himself should he become disabled. He began suffering from normal pressure hydrocephalus and eventually could no longer perform his duties as a doctor. Despite medical records confirming his disability, UNUM wrongfully relied on the doctor it hired to deny Doyle Dennis Avery LLP Client’s claim.

Doyle Dennis Avery LLP ’s Client had no choice but to hire a lawyer to attempt to require the insurance company to make payment. However, UNUM stood by its denial of benefits. As a result, Doyle Dennis Avery LLP ’s Client has suffered physical, financial and emotional damages.

Doyle Dennis Avery LLP focuses its practice on representing disabled workers who are injured due to the wrongful conduct of workers’ compensation insurers, long term and short term disability insurers, and health insurers. If you or someone you know has suffered as a result of bad faith conduct by an insurance carrier, contact us.

1. Do they neglect to return your calls?

If a representative from your insurance company fails to respond to a claim, or to an inquiry about a claim within 24 hours, it could be a sign that they are acting in bad faith. The reason? The longer the company waits before paying out your claim, the more money they make on the premiums you’ve already paid.

2. Has your claim been unfairly denied?

If your insurer claims that your situation is not covered under its policy, or if they claim you failed to pay premiums or were not covered at the time of the incident for another reason, it may be a red flag that you’re working with a bad faith insurer.

3. Has your claim been settled too quickly?

4. Has the insurer asked for excessive documentation?

Sometimes, insurance companies act in bad faith by asking for undue documentation, including copies of items that are irrelevant to the claim. When using this tactic, they may deny your claim if you are unable to supply the documents requested.

5. Has the insurer used threats?

If your representative warned you of skyrocketing rates, or that you’ll experience other adverse consequences if you move forward with a claim or refuse to settle, he or she is acting in bad faith.