Hail Damage Claim Lawyer in Houston, TX
Hail damage has cost the residents of Texas greatly in 2016. Two recent hailstorms in North Texas and San Antonio this past April are estimated to have caused collectively over $2 billion in damage. In the North Texas storm, areas like Murphy and Wylie suffered from softball-sized hailstones that created hazardous conditions and incredible damage. It is believed that it could take years to repair the destruction caused by this weather event. A Hail Damage Claim lawyer can provide the assistance needed to avoid exclusions and obstacles to payment of claims.
The story was similar in San Antonio, where baseball-sized hail caused an estimated $1.4 billion in damage across the city, making it the costliest hailstorm in Texas state history. These storms, and many like them, cost property owners severely, and all too often the insurance companies that are supposed to help only make matters worse.
What Hail Means for Insurance
With the extent of these powerful storms, damage has not been limited to just roofs, as siding, windows, and other exterior areas of commercial buildings have also seen significant damage. Both residential and commercial property owners are still waiting on insurance companies to process and approve their claims so that their buildings or homes can be properly repaired. Because of the massive expenses that storms like these cause, insurance companies have been slow to respond to the large influx of claims that have resulted from the hail events in Texas. Although insurance companies are certainly aware of the risk of large-scale storms and other disasters, they remain ill-equipped to deal with the volume of claims these storms bring and have a costly effect on their bottom line.
Insurance companies are no strangers to the damage that these events cause. Similar storms swept across the Rio Grande Valley in 2012, causing roughly $330 million in residential damage alone. Insurance companies were slow and hesitant to process claims then, and as a result, thousands of lawsuits have been filed in the area in connection with these storms.
Problems With Hail Insurance
Unfortunately, even when property damage claims clearly are being covered, insurance companies still tend to drag out the processing of these claims. Not only that, but they may even dispute the claim or flat out deny coverage for it. Insurance companies often employ these tactics to avoid paying the full value of a claim. Both residential and commercial property owners may receive improperly rejected claims, delayed payment, and even bad faith on the part of the insurance company for refusal to pay a covered claim.
An experienced insurance attorney can level the playing field and identify illegitimate reasons that an insurance company may be disputing or denying your claim. Contact a Hail Damage Claim Lawyer at Doyle LLP Trial Lawyers to set up a consultation to discuss the options for your home or business.