Condo homeowner association’s do not expect complicated issues to arise when a violent storm damages a condominium complex causing a claim to be submitted to their insurance company. Unfortunately, Hurricane Sandy damaged multi-unit dwellings throughout New Jersey and many insurance carriers still have not paid legitimate claims. That has left condo homeowner associations struggling with insurance companies’ troubling refusals to comply with the terms of insurance contracts.
A New Jersey Hurricane Sandy condominium damage attorney at Doyle can take legal action for bad faith to resolve insurance coverage disputes. Your dispute has gone on long enough, it is time to for a professional legal advocate to represent your interests and have your claim resolved.
Assessing the Damage
Many New Jersey condominium roofs and exteriors were damaged or destroyed in Hurricane Sandy. Claims for damages made by condo board members may include:
- Slab claims if a condo building was completely destroyed
- Wind damage claims
- Roof damage claims
- Exterior damage claims
Obtaining full payment of claims is essential for condo HOAs to repair buildings and provide the expected level of service to condo owners. Regrettably, insurance companies often deny legitimate claims or refuse to offer fair payments to cover condo damage claims. As such, many condo boards are involved in ongoing and escalating disputes with insurance companies.
How We Can Help
When a Hurricane Sandy dispute regarding condo insurance coverage arises in New Jersey, a condominium damage lawyer can represent the HOA in insurance bad faith litigation against an uncooperative insurance company.
An attorney representing condo owners or a condo board can:
- Bring in experts to document damage and replacement costs
- Take legal action against an insurance company for bad faith
Bad faith claims may be brought when an insurance company processes a claim in an unfair or unjust way, violates the terms of the insurance contract and/or denies a legitimate claim for coverage of condo damage. Every insurance contract has an implied obligation of good faith and fair dealing and condo boards may be able to pursue litigation against the insurer to obtain monetary damages that sometimes exceed the policy limits if an insurer violates the duty of good faith.
If an insurance company has failed to honor its obligations to your condo HOA, a New Jersey Hurricane Sandy condominium damage attorney can help you take action.
At Doyle LLP, our attorneys have extensive experience representing condo boards in litigation against insurance companies to secure the coverage that insurers have promised to provide. Use our contact form or call us today at (888) 571-1001 to learn how we can put our legal knowledge of hurricane claims to work on your behalf.